Spend Elevated

Pay less. Live bigger.

Terms of Use

What you can expect from this site, and what it expects from you.

DRAFT — PENDING LEGAL REVIEW

This document has not been reviewed by an attorney. It is a working draft prepared so that a lawyer has something complete to mark up. Do not rely on it as a statement of your rights or of ours, and do not treat it as legal advice.

Drafted 2026-09-29.

1. Who you are dealing with

Spend Elevated is a product of Vocally Yours LLC, a New Jersey limited liability company. Spend Elevated is the name of the product. It is not a company, and it is not a separate legal person. The company you are dealing with is Vocally Yours LLC. In these terms, “we”, “us” and “our” mean Vocally Yours LLC. “You” means you, the person reading the site.

The site lives at https://spendelevated.com. You can reach a person at hello@spendelevated.com.

2. Agreeing to these terms

Using the site means you accept these terms. If you do not accept them, the remedy is simple and complete: stop using the site. There is nothing to cancel and no account you have to close first.

Our privacy policy explains what we do with information about you. It is part of this agreement, and you should read it, because it is the more interesting of the two.

3. How old you have to be

Two different numbers, because they answer two different questions.

To use the site at all, you must be at least 13. Nothing here is aimed at children. If you are under 13, please do not use the site or sign up for anything on it — and if we learn that we hold an account or an email address belonging to someone under 13, we delete it, without asking for anything in return. See the children’s section of the privacy policy.

To agree to these terms, you must be at least 18 — the age of majority in New Jersey. That is not us being precious. Terms of use are a contract, and below the age of majority a person’s agreement to one can be undone. If you are between 13 and 18, use the site with a parent or guardian who agrees to these terms on your behalf.

4. What you may and may not do here

You may read the site, save things to lists, subscribe to the newsletter, tell us when we have got something wrong, and use what you learn to spend less money. That is the entire intended use, and none of it needs our permission.

Please do not:

5. Accounts

Accounts are optional. Every feature on this site works signed out; an account exists so that a list you make on your phone is there on your laptop.

Signing in is passwordless. You give an email address, we email a one-time link, you click it. There is no password — not one we store, not one you choose, not one that can be reused from another site that leaked.

That does mean your email account is the key to your account here. Keeping it secure is something only you can do. Tell us at hello@spendelevated.com if you think someone else has got into your account.

You can delete your account whenever you like, and the lists and programme ticks stored with it go with it. See how to exercise your rights.

6. Prices, offers and other people’s information

Almost everything on this site is a fact about something somebody else is doing. A price in a circular, a coupon’s terms, a loyalty programme’s birthday reward, a benefit a state agency administers. We read those, record them with the date we read them, and show you what we found.

We check our sources and we say where each fact came from. We do not control any of them, and none of them asked our permission before changing. See the disclaimers, which say exactly what that means for you at the register.

7. What belongs to whom

Ours

The writing, the design, the name Spend Elevated, the logo, and the way the information is organised, scored and explained belong to Vocally Yours LLC. You may quote a reasonable amount with a link back. You may not republish the site’s editorial content in bulk.

Theirs

Store names, brand names and logos belong to those companies. We use them to say which store has the deal — nothing on this site is endorsed by, affiliated with or approved by any retailer or brand we name.

We deliberately never store or display retailer circular artwork. The prices and product names are facts; the advertisements themselves are the retailers’ copyright, and they stay theirs.

Open data we build on

Some of what you see comes from open datasets, used under their licences:

Open Food Facts is under the Open Database License. Crediting it is a condition of that licence, not a courtesy, and if you re-use that data from us you take on the same condition.

If we have got something of yours wrong

Tell us at /takedown, or just email legal@spendelevated.com. We would rather hear from you directly than read about it later.

8. Disclaimers — please actually read this one

This is the section that matters most, so it is written the way the rest of the site is written rather than in the usual block of shouting capitals.

Prices change, and they are not the same at every store

A weekly circular is a snapshot. By the time you read it the sale may have ended, the shelf may be empty, or the price at your branch may never have been the price in the ad. Chains run different prices in different regions, franchise locations set their own, and a store can correct a printing error without telling anyone.

Every price here carries the date we saw it. Treat it as “this was advertised then” and not as “this is what you will pay now.”

Offers vary by location, and “participating” does a lot of work

Birthday rewards, loyalty perks and restaurant deals often say “at participating locations.” That phrase is doing real work: the franchise down the road is a different business from the one across town, and it may simply not take part. Before you drive anywhere for a specific offer, call the actual location.

This is not professional advice of any kind

Nothing on this site is financial advice. We are not financial advisers, we are not licensed to advise anyone, and none of this is tailored to your circumstances.

Nothing here is legal advice, including the pages that quote coupon terms, contest rules or statutes. We quote those so you can read them, not so you can rely on our reading of them.

Nothing here is medical or nutritional advice. The healthy-for-less pages describe what a food database records about a product. They cannot tell you what you should eat, and they know nothing about your health.

Nothing here is immigration advice. Citizenship, residency and documentation are the places where being wrong is most expensive, and a consulate or a licensed immigration attorney is the only reliable answer.

Nothing here is tax advice. Credits, deductions and benefit programmes turn on facts about you that we do not have.

If a decision matters, take it to somebody licensed to advise you on it. We would rather you did.

Benefits and programmes change, and the programme has the last word

Eligibility rules, income limits, deadlines and application processes change, sometimes mid-year and sometimes without an announcement. We record where each rule came from and when we read it. Before you rely on one, confirm it with the programme itself — the agency, the library, the credit union, the store. If what they say differs from what we say, they are right and we are out of date. Please tell us.

Health scores are heuristics, not verdicts

Where we rank or flag a food, we are sorting on facts an open database supplies — a Nutri-Score, a NOVA group, a count of additives — and we say which fact we sorted on. That is a starting point for a decision, not a judgement about whether a food is good or bad for you. A missing score means unknown. It never means bad.

Affiliate links

Some links on this site may be affiliate links, which means we could earn a commission if you click one and buy something. It costs you nothing extra.

Where a link is an affiliate link we say so next to the link itself, in those words, not only here. The FTC’s guides require a material connection to be disclosed clearly and conspicuously, and they define that to mean a disclosure that is unavoidable online. A line on a terms page a reader never opens is not unavoidable, and neither is one at the bottom of a long page.

We label those links “paid link” rather than “affiliate link”. The FTC’s own guidance is that readers often don’t know “affiliate link” means somebody gets paid, and the point of a disclosure is to be understood rather than to be technically present.

A commission never decides what appears here, or where it ranks, or in what order. That is not only a promise, it is the line the law draws: under the same FTC guides, a ranking influenced by who pays is deceptive whether or not it is disclosed. There is no disclosure that would make a paid-for ranking acceptable, so we do not have one. The site’s whole value is that the cheapest thing is listed as the cheapest thing.

As of 2026-09-29, there are no affiliate links on this site. This section is written in advance so that the disclosure is in place before the first one is.

Links out are not endorsements

We link to stores, blogs, agencies and programmes. We do not control those sites, we are not responsible for what is on them, and a link is not a recommendation of the company behind it. Once you leave, their terms and their privacy policy apply, not ours.

And the formal version

The site and everything on it is provided “as is” and “as available”, without warranties of any kind, whether express or implied. To the fullest extent the law allows, we disclaim the implied warranties of merchantability, fitness for a particular purpose, title and non-infringement.

We do not warrant that the site will be uninterrupted, timely, secure or error-free, or that any price, offer, eligibility rule or other information on it is accurate, complete or current.

In plain English: we work hard to get this right, we tell you where every figure came from, and we still cannot promise the shop will honour it. Check before you count on it.

9. Limitation of liability

To the fullest extent permitted by law, Vocally Yours LLC is not liable for indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, lost savings, lost data or wasted time, arising out of your use of the site — even if we were told such damages were possible.

Our total liability to you for any claim relating to the site is limited to the greater of (a) the amount you paid us in the twelve months before the claim, which for almost everyone is nothing, and (b) one hundred US dollars.

What this does not do. Some things cannot be disclaimed and we are not trying to. Nothing here limits liability for our own fraud, for fraudulent misrepresentation, or for anything else the law does not permit us to exclude. Some states do not allow the exclusion of certain damages, in which case those exclusions do not apply to you and the rest of this section still does.

10. If you cause us a problem

If you break these terms or use the site unlawfully and that costs us money — a claim, a loss, a legal bill — you agree to cover it. We will tell you promptly if it happens and let you take the lead in dealing with it, and we will not settle anything in your name without asking you first.

11. Ending it

You can stop using the site at any moment, delete your account, and unsubscribe from the newsletter. None of those require a reason or a conversation.

We may suspend or close an account that is being used to attack the site, to defraud someone, or in clear breach of section 4. Where it is a judgement call rather than an emergency we will tell you why first and give you a chance to put it right. If we close an account, you may ask us for a copy of the lists in it.

Sections 7 to 10 and section 12 survive the end of this agreement, because they are the parts that are only needed afterwards.

12. Governing law and where disputes go

These terms are governed by the laws of the State of New Jersey, without regard to its conflict-of-laws rules. We are a New Jersey company, most of what we write about is New Jersey, and it would be strange to pick anywhere else.

Any dispute that cannot be settled by talking goes to the state or federal courts located in New Jersey, and you and we each agree those courts may hear it.

An attorney has to decide this one. Which New Jersey county, whether the venue clause should be exclusive or permissive, and whether these terms should carry an arbitration clause or a class-action waiver at all, are real choices with real trade-offs — and a clause that overreaches can be struck out, taking the useful part with it. The draft above deliberately picks the mildest option and leaves the rest open. See the attorney memo.

Nothing in this section stops either of us going to a small-claims court, or asking a court for an injunction where that is the only thing that would work.

13. Changes to these terms

We will update these terms from time to time. When we do, the date at the top of the page changes.

If a change materially reduces your rights, we will say so plainly on the site before it takes effect, and email account holders and newsletter subscribers about it. Carrying on using the site after a change takes effect means you accept the new version. If you do not, stop using the site — and if you had an account, delete it, and the data goes with it.

14. Contact

General: hello@spendelevated.com
Privacy: privacy@spendelevated.com
Legal notices and takedowns: legal@spendelevated.com, or use the form.

Vocally Yours LLC, a New Jersey limited liability company.

Sources cited on this page. FTC Guides Concerning the Use of Endorsements and Testimonials in Advertising, 16 C.F.R. Part 255 (2023 revision, 88 FR 48092) — https://www.ecfr.gov/current/title-16/part-255 (read 2026-09-29). Digital Millennium Copyright Act, 17 U.S.C. § 512 — https://www.law.cornell.edu/uscode/text/17/512 (read 2026-09-29). N.J.S.A. 9:17B-3 (age of majority; no disaffirmance because of minority) — https://www.nj.gov/dca/codes/publications/pdf_lti/legal_age_req.pdf (read 2026-09-29).

Draft of 2026-09-29. Not reviewed by an attorney, and not legal advice.